Offices of Lachenmeier, Enloe & Rall

 

        

Seat Belts and Comparative Fault

     Many of us assume that there is no comparative fault in Oregon for failure to wear a seatbelt, and the best we can do is a 5% “mitigation” of damages. There are, however, some circumstances where this limitation may not apply and comparative fault will.

     The provisions of ORS 31.760(1) are familiar to most adjusters. It says:

In an action brought to recover damages for personal injuries arising out of a motor vehicle accident, evidence of the nonuse of a safety belt or harness may be admitted only to mitigate the injured party's damages. The mitigation shall not exceed five percent of the amount to which the injured party would otherwise be entitled.

     Subsection (2) provides that that this restriction does not apply to product liability claims or to claims in which the nonuse of safety belt is a substantial contributing cause of the accident itself.

     What about the case where the claimant is lying down on the back seat without a seat belt? Or where the claimant is sitting on another person’s lap without the benefit of a seatbelt? A 1991 case, Anderson v. Loomis, 110 Or App 396, says that there are situations in which comparative fault, in addition to the 5% mitigation, can apply.

     The plaintiff in Anderson, a logger, was injured while a passenger in a truck. He had been wearing both the lap belt and shoulder harness but before the accident had unhooked his shoulder harness in order to lean forward to unlace his boots. He was in that position, with his head close to the dash and windshield, when the collision happened. His head hit the windshield and he sustained neck injuries.

     In addition to seeking mitigation for failure to wear the shoulder harness, defendant alleged comparative fault on the part of plaintiff in “positioning himself * * * so that he was leaning forward toward the dash and unlacing his boots.” The jury found plaintiff 40% at fault and assessed 3% mitigation of damages. The Court of Appeals agreed with the trial court that a person may be held negligent for placing himself in a dangerous position. The Court further held that a person may be found negligent for so positioning himself whether or not a seat belt is worn, such as when a person lean or sits in such a way as to be closer to the dash, windows, or some other unforgiving vehicle surface.

     Most of the claims we see do not have any unusual issues regarding seatbelts or positioning. But keep an eye out for the case where the claimant has put himself in a dangerous position in the car. It could mean a substantial reduction in the value of the claim.

     Please direct any questions in this area of law to the author, Tim Heinson, at 503-768-9600, or by email to tim@lerlaw.com.

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